With the way health care costs keep rising, cheap medical health insurance sounds like an oxymoron. There are millions of Americans who are uninsured due to its cost. Most of the people that do have health coverage either get it from their employer or their spouse’s employer, who often pays a significant portion of the costs. Instead of paying a hefty monthly premium, many families are deciding to go without coverage at all. Often times, cheap medical health insurance don’t provide adequate coverage to make its purchase worthwhile. With changes in the health care system looming, you may want to start research different health care options soon.
The health care reform bill
Lately, a major item in the news has been the health care reform bill that was just passed. By 2014, every US citizen will have access to government-subsidized cheap medical health insurance. This means the unemployed and self-employed will be able to get coverage at rates cheaper than previously available. However, the bill also states that it is mandatory that everyone carries medical insurance or face an annual fine. This can be a problem for those already struggling to meet their current financial obligations. Adding an additional bill or a fine can wreak havoc on their budget. Now, we are left with the choice of enrolling in a government insurance plan or try to find a cheap medical health insurance plan on our own.
Cheap medical insurance plans
Contrary to what many think, cheap medical health insurance plans can be found. To be able to find such a plan, we need to be realistic. A cheap plan won’t cover every medical condition and service. Services such as cosmetic surgery or even chiropractic care probably won’t be covered. In order to find the least expensive plan, we need to …Read more